Comments on: Credit Collection Services – Generic and Ignored

By: Anonymous

Anonymous — Mon, 26 Oct 2009 00:47:41 +0000

wow thanks this phone call freaked me out still not sure it is legit.

By: Gabrielle

Gabrielle — Fri, 21 Aug 2009 23:50:57 +0000

The time for collection of open debts varies from state to state. In Alabama the statute runs in three years. After that, it is illegal to try and collect the debt. Look up the code in your state or go to http://www.buddhibbs.com. You also have a right to write a cease and desist letter and take the matter up with the company to which the debt is owed. Also, they are not supposed to turn a debt over to a collection agency without notifying you by mail before doing so.

The fact that CCS does in fact give out your file number on the phone represents privacy issues. People are naturally nosey, why wouldn’t they be curious enough to let the message finish. When they have the web site and the file number, all they have to do is look at your private information. If you think they can’t get your address or phone number to verify the account, think again. It goes back to NEVER put anything private on the internet. AND, these companies are not supposed to leave any private information on an answering machine for others to hear. And the “hang up if you are not so and so” is a weak defense at best.

Sounds to me like they have opened themselves up to a class action lawsuit if they continue this practice and enough people get together to do something about it. GMAC was sued for the same thing several years ago. I know this because we handled the lawsuit for the state of Alabama. the Plaintiffs won.

Also, with 576,000 out of work and many of those with no income, where do they think the money is going to come from.

By: Rachel

Rachel — Fri, 08 May 2009 15:41:00 +0000

A little info for those of us without enough money to pay back our debts. Creditors bother you so much, because they are hoping that you WILL call them. Because… DRUM ROLL PLEASE… if you do not contact them within a certin ammount of time of their purchase of your debt, then it is illegal for them to contact you any more. BUT, if you DO call them back and inquire, then they can hastle you for up to a year or two more. If you ignore them, then they run out of time (I don’t remember if it is a year or two) then they can’t legally bother you anymore.

Point Two… Credit companies generally charge you MORE than what you origionally owed for the debt. Because the BOUGHT your debt from the company. When you have the money to pay back your debt, go to your bank, and get a copy of your credit report. Call the number corresponding to your debt according to your credit report, and pay off what you owe.

That folks, is the smart way to do it.

By: repoman in fl

repoman in fl — Mon, 04 May 2009 21:18:19 +0000

hi gerald h .ceo of ccs please stop calling or can i call you at home have a good day

By: The Old Wolf

The Old Wolf — Fri, 01 May 2009 06:45:33 +0000

Well, “Liz”, that was a wonderful shill for Credit Collection Services. It made me want to run out and incur a bad debt just so I could do business with such honest, noble people. *Eeurgh*

By: Liz

Liz — Thu, 30 Apr 2009 17:07:25 +0000

I read your posting today when researching Credit Collection Services, alt. http://www.warningnotice.com. I called the number left on my answering machine (866) 945 4977, to find out where the alleged debt originated. The company identified me through my phone numbers and asked me to verify my name – NO NEED FOR FURTHER PRIVATE INFORMATION TO DO THIS!
The debt in their system WAS INDEED LEGITIMATE – I even called the company to verify that my bill HAD been sent to collections, as well as the name of the collection agency. Everything lined up right when comparing the records and the companies involved. I recommend ANYONE getting calls from Credit Collection Services (CCS) or calls referring to http://www.warningnotice.com to call the number above and settle any legitimate debt. If the company has the wrong name, then clear that up too. If you’re still uncertain, then call and find out who the money is owed to and contact that company to verify the information and the collection process as I did.
Good luck everyone…